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Insurance is a means of protection from financial loss. It is a form of risk management, primarily used to hedge against the risk of a contingent or uncertain loss. An entity which provides insurance is known as an insurer, an insurance company, an insurance carrier or an underwriter.

The first in the history of the insurance contract was signed back in 1346. One of the Russian insurance companies insured in summer 2006, a race on heels. Participants, in four Russian cities, had to cover the distance of 100 meters at a speed on shoes with a heel of at least 9 inches. A number of unusual insurances associated with businesses, especially some of them being of exotic nature become common practice.

There are insurers to cover expenses of the entrepreneur for audit services, if regulatory authorities suddenly choose entrepreneur's company for such a check.